How do our prices compare to Personal Contract Purchase (PCP),
Personal Contract Hire (PCH) and buying outright?

Personal Contract Hire (PCH)

Personal contract hire is a form of leasing, so you are making fixed monthly payments for the hire of the vehicle for a fixed term. So while the car is in your possession, you don’t actually own it. The principle is generally the same as any car rental, except that the term usually lasts three or four years rather than a few days.

Personal Contract Purchase (PCP)

A personal contract purchase (PCP), often referred to as a personal contract plan, is a form of hire purchase vehicle finance for individual purchasers. which has similarities to both personal contract hire and traditional hire purchase, by paying for vehicle on fixed monthly installments with a final balloon payment at the end of the agreed contract term.

The figures used for comparison are based on industry average costs as published on Government websites and/or relevant trade organisations.

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